Protection Services
Protection
Planning for the future means protecting what matters most.
Buying a home is a big financial commitment and it’s important to think about how you would keep everything secure: your home, your health, your belongings and your loved ones.
If you’re remortgaging or moving house, it’s also the perfect time to review any existing cover to check it’s still right for your needs.
Ask yourself:
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If your circumstances changed, could you still afford your mortgage?
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What would happen if you or your partner were to pass away, become critically ill, or suffer an accident that stopped you from working?
That’s where protection planning comes in. We offer advice on a wide range of policies designed to help you keep up with mortgage payments and other financial commitments, no matter what life throws at you:
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Life insurance
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Critical illness cover
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Income protection
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Accident & sickness cover
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Buildings & contents insurance
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We will work with you to identify the right protection for your circumstances and budget and take care of the paperwork for you, leaving you free to focus on your new home with peace of mind.
The Process
1. Initial Call
I call it a ‘discovery call’, an opportunity for me to introduce myself, gather some key information and better understand your goals and usually takes less than 15 minutes.
3. Advice
The next step is for me to recommend a provider and product tailored specifically to your needs. I’ll walk you through a personalised quote, explaining the policy details and benefits in clear, straightforward terms.
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If you’re happy with the recommendation, we’ll proceed by completing the medical questionnaire and submitting your application.
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From there, I’ll take care of the entire process with the provider, keeping in regular contact and making sure you’re always updated on progress.
2. Fact Find
This is a slightly longer meeting, usually around 30 minutes and it’s completely free of charge.
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During our conversation, I’ll explain how I work, the support you can expect and answer any questions you may have about protection. I’ll also take the time to understand your circumstances, priorities and what matters most to you.
By the end of the meeting, you’ll have a clear picture of the protection options available and the peace of mind they can offer and I’ll have all the information I need to recommend the right cover for you.
4. Support
The support doesn’t end once your protection policy is in place.
I’ll check in with you regularly to make sure your cover still suits your needs as life changes.
And if you ever have questions or want to make adjustments, we’ll be here to guide you every step of the way.